please note readers should be aware that not all statements may be factual, correct or up to date, please verify and research independently where possible.
UK
HM GOV.UK Official site
Current Tax Year 6 April 2024 to 5 April 2025
https://www.gov.uk/individual-savings-accounts/overview
https://www.gov.uk/personal-pensions-your-rights
https://www.gov.uk/tax-sell-shares
https://www.gov.uk/government/publications/list-of-authorised-isa-managers/isas-authorised-managers
Capital Gains
https://www.which.co.uk/money/tax/capital-gains-tax/guides/capital-gains-tax-on-shares (additional to official gov.uk/tax on shares)
https://www.investmentguide.co.uk/capital-gains-tax-30-day-rule/
AIM
As at 09/06/2020 not all providers are offering Full ISA transfer services during COVID-19 , Check with your provider first.
The Benefits of an ISA.
https://www.moneyadviceservice.org.uk/en/articles/stocks-and-shares-isas
Bed & ISA
Bed and ISA transactions allow you to sell existing investments and use the proceeds to open or top up an ISA account. You can then buy the same investments back, choose other investments or simply hold the cash within your ISA.
IMPORTANT - During Covid many providers have suspended this service.
"Capital Gains Tax with a Bed and ISA
When you sell your investments to begin your Bed and ISA transaction you may have to pay Capital Gains Tax if your gains for the current year exceed the annual allowance you make a loss, this could offset any other capital gains you have made this year or in the future."
Read more: https://www.which.co.uk/money/tax/capital-gains-tax/capital-gains-tax-on-shares-ambbh8b4kuxt - Which?
https://www.bestinvest.co.uk/stocks-and-shares-isa/bed-and-isa
SIPPS
If you want to unleash yourself from pension providers and take control of your own retirement planning with a low-cost DIY option, then a self-invested personal pension (SIPP) might be the route for you.
https://www.moneysavingexpert.com/savings/cheap-sipps/
STRONGLY SUGGEST SPEAK TO YOUR BROKER. (see HMG official site above also for complete list of authorised ISA providers)
http://www.alliancetrustsavings.co.uk/isa/
https://www.barclays.co.uk/smart-investor/accounts/investment-isa/
https://www.degiro.co.uk/products-and-markets.html
https://www.halifax.co.uk/sharedealing/our-accounts/stocks-and-shares-isa/Default.asp
https://www.hl.co.uk/partners/search/free-isa-guide
https://www.ig.com/uk/investments/isa/share-dealing
https://www.iweb-sharedealing.co.uk/share-dealing-home.asp
https://www.jarvisim.co.uk/#/signature
http://www.x-o.co.uk/ (managed owned by Jarvis)
https://www.youinvest.co.uk/ A J Bell
Australia
Tax year 1st July - 30th June
https://www.ato.gov.au/Individuals/Tax-return/2016/In-detail/Publications/You-and-your-shares-2016/
https://www.ato.gov.au/individuals/tax-return/2017/in-detail/publications/you-and-your-shares-2017/
https://www.ato.gov.au/individuals/tax-return/2018/in-detail/publications/you-and-your-shares-2018/
https://www.ato.gov.au/Forms/You-and-your-shares-2019/
https://www.ato.gov.au/Forms/You-and-your-shares-2020/
https://www.ato.gov.au/Forms/You-and-your-shares-2021/
https://www.ato.gov.au/Forms/You-and-your-shares-2022/
https://www.ato.gov.au/Forms/You-and-your-shares-2023/
https://www.ato.gov.au/forms-and-instructions/you-and-your-shares-2024
Capital Gains
https://www.ato.gov.au/Individuals/Capital-gains-tax/
https://www.ato.gov.au/Individuals/Tax-return/2018/In-detail/Publications/Guide-to-capital-gains-tax-2018/?=redirected
https://www.ato.gov.au/individuals/tax-return/2019/in-detail/publications/guide-to-capital-gains-tax-2019/
https://www.ato.gov.au/individuals/tax-return/2020/in-detail/publications/guide-to-capital-gains-tax-2020/
https://www.ato.gov.au/individuals/tax-return/2021/in-detail/publications/guide-to-capital-gains-tax-2021/
https://www.ato.gov.au/individuals/tax-return/2022/in-detail/publications/guide-to-capital-gains-tax-2022/
https://www.ato.gov.au/Forms/Personal-investors-guide-to-capital-gains-tax-2023/
https://www.ato.gov.au/forms-and-instructions/capital-gains-tax-personal-investors-guide-2024
